Privacy Policy, Terms of Use, and Disclaimers

1. Privacy Policy

SwissKnifeCalculator.com respects your privacy. We do not require registration or collect personal information. However, we may collect non-personal data for analytics and ad-serving purposes, such as:

• Browser type, IP address, operating system, and referral sources
• Cookies to personalize content, improve usability, and serve ads via Google AdSense
• Optional input data used in calculators (processed locally, not stored)

We use services such as:

• Google Analytics: Aggregated data tracking with IP anonymization
• Google AdSense: Ad serving and personalization using cookies
• FormSpree: Handles user contact form submissions

For GDPR/CCPA compliance, users have the right to request access, correction, or deletion of their data by contacting us. Cookies can be disabled in your browser.

2. Terms of Use

By using this website, you agree to the following terms:

• You use all tools, calculators, and estimators at your own risk.
• No content on this site constitutes professional advice (medical, financial, legal, or otherwise).
• You may not copy or redistribute tools or content without permission.
• SwissKnifeCalculator is not liable for any direct or indirect losses arising from use of the site.
• This site is intended for general use and informational purposes only.

3. Disclaimers

Financial Tools

All financial calculators are for informational use only and do not guarantee accuracy. Always consult a financial advisor before making investment or financial decisions.

Health Tools

Health and nutrition calculators do not replace medical advice or diagnosis. Always consult a qualified healthcare professional before relying on any health-related results.

Lottery & Game Tools

All lottery number generators and simulations are intended for entertainment purposes only. They do not increase your chances of winning and should not be seen as predictive tools.

Tool Accuracy

While we aim to maintain high accuracy, we cannot guarantee error-free results. Use all tools at your own discretion.